Well, "alternative" investments are always going to be the subject of much discussion, particularly in this scam ridden world. I accepted my wife's disquiet, and went ahead anyway; and, so far (canny Scot here), so good. The Company's communications are good and the marketing is excellent. After 6 months or so, I'm a believer. This is a fun, personal, investment, and, if you have a few £k to spare, then you should consider it with VCL