Ted made getting a loan painless and stress-free. From our first conversation he demonstrated deep knowledge of the options available and took the time to explain rates, terms, and paperwork in a way that was easy to follow. He listened to my priorities, answered every question (no matter how small), and clarified trade-offs so I could make an informed decision. He was professional, patient, and proactive — checking in, following up on next steps, and making sure nothing was left unclear. I couldn’t have asked for a better guide through the process. Highly recommended to anyone who wants someone who truly knows their stuff and communicates it clearly.