For the most part Open Road made refinancing My car easy. There was some work that I had to do but it was not difficult. There was some confusion on the interest amount we started out at 16% and I was told 19% and, in the end, it was 20.4%. I still saved 4% and about $40 a month. It is yet to be seen how difficult Open Road will make it to pay them my last company needed extra money to pay by phone.