In general., the borrowing process was relatively easy. I’d simply point out two issues, one minor and one more serious. The first involves the interest rate, which was a little higher than other channels. We have twins and took out a loan with a different lender for the same amount at the same time for our son, but it had slightly better conditions. Second and more importantly, his loan was disbursed in its entirety rather than piecemeal. I want to assume that this is EdvestinU’s method, and not her college. But it essentially means that after we’d signed the papers, we discovered that we’d be paying interest on the entirety of the loan even though only half would be immediately disbursed. That’s quite disappointing, and will cause us to reconsider our options next year.