I was feeling overwhelmed with the number of offers coming in the mail and seeing online and not knowing if I was getting the best deal. Then I found Credible. Our credit rating is around 750 and combined income is approximately $150,0000. Even though I wanted my junior in college to now take on some of the debt, I didn’t want him paying more than the Parent Plus Loan. That was my threshold. On Credible, the big players all offered rates above 9%. However, they had 2 companies I was not familiar with who gave me much better rates. I moved forward with EDvestinU who gave me a rate of 6.1% before adding the autopay discount.
I could have gone back to Juno, for the price match and 1% cash back, but the people at EDvestinU were so responsive and easy to talk to (I actually spoke to the same lady twice), I wanted to stay with them. It was a very personal experience.