I was looking into refinancing my private student loans, through this company I was able to find different options and estimated rates for various refinancing companies. I was able to find a company that suited my financial needs and apply. I was approved for the loan. This helped so much I went from paying 620/month in interest only payments at almost 10% interest to 400/month for interest and the loan at about 6% interest, in fact the payment is less than 400 but because of the savings I was able to increase my payment to help pay off my loan faster than just paying the minimum payment.