I took a big financial hit with my last car due to the lack of Gap coverage. Five years ago Gap coverage was not so well known. So my next car, a car I really wanted that was within my means, was a must, But I end up with very little at the time to put down and ended up with a high monthly payment. A few years go by and I am make all the payments, all is good. I get a letter in the mail from Open Road Lending, and I must get 8 to 10 loan come-ons a month. So the Open Road Lending is just one of many that I just feed to the shredding machine. Well I read through it and figure yea right this is just "Too Good To Be True" . I make a call and speak to a fella named Robert, and OK this still sounds "Too Good To Be True". The next day I get an email from Cal-Lea of Open Road introducing herself and Open Road. I had my reservations, I searched Google, Spoke with other car guys that are in the business. And heard nothing but good things. Yea I added some 6 months to the life of the loan but save $175.00 a Month. I feel that is a big deal. What's the catch maybe Open Road will not give me the tittle when I pay the car off. OMG!!! All kidding aside, what a pleasant experience. And I guess what may seam "Too Good To Be True" can turn out "So True And Be Good" Thank You Cal-Lea and Robert Dante' Michael Gentile 2013 Jetta GLI-Autobahn