OpenRoad Lending http://www.openroadlending.com Money
4.7 From 1 to 5
4136 Reviews
Overall Ratings
5 Stars
3507
4 Stars
412
3 Stars
89
2 Stars
56
1 Star
72
Reviews 4136
Recommend 10 / 10
TrustScore 9.49 / 10
DARRYL WASHINGTON
Jul 13, 2021
Verified Buyer
It was a little rough at first, but OpenRoad Lending got the job done!
They are savings over $300 in monthly payments and we are so grateful.

Thanks OpenRoad
MARY FULLER
Jul 09, 2021
Verified Buyer
Awesome experience. Thank you.
DARLENE DUBACHER
Jul 08, 2021
Verified Buyer
A great company to work with, Thank you.
Carla Hayes
Jul 08, 2021
Verified Buyer
Brittney Washington with Open Road Lending was nothing less than AWESOME! She was very friendly, informative, and patient. She walked me through the entire process. She was timely in her responses to my questions and updated me promptly during each step of the process. Thank you so much for a wonderful experience!
Timothy Cole
Jul 08, 2021
Verified Buyer
Very pleased.
Robert Giles
Jul 08, 2021
Verified Buyer
5 Stars
Lawrence Hamblen
Jul 08, 2021
Verified Buyer
Excellent service with extra nod to Destiny who was definitely DYNAMIC! She is a true asset to your program.Again a big thanks to the entire team!!!
Susan Tardif
Jul 08, 2021
Verified Buyer
Smooth and easy process.
Thomas ALLIE
Jul 08, 2021
Verified Buyer
Although I appreciate the gesture of offering me savings on my monthly car payments, there were a few details throughout that process that either left a lot to be desired from me or need improvement from you.
Firstly the process took too long. I applied for this refinancing on May 31st. The process did not get completed until the 27th when the payoff was made to the my previous lienholder.
Secondly It is practically impossible to talk to one of the agents by phone unless you want to remain on hold for an extended period of time. That is usually difficult if one is at work.
Thankfully Nishia called or emailed me with information.
I had to email her to find out the status of the loan since I could not get that information online. It was then that I was informed that the loan was on hold because Open Road was waiting for a power of attorney document.
You guys acknowledged all of the documents you received previously but there was no mention or a reminder of that document was missing and the importance of it moving forward.
Thirdly, I was not told who would be financing the loan by email or otherwise. I thought Open Road Lending was a finance company.
I kept getting calls from a company called Westlake financial and chalked that down to scam calls or a solicitor.
It was only after I received an email from the company mentioning financing of the jeep Compass that I realized that they were financing the vehicle.
It would have been nice receiving a closing letter from you telling me that the process was complete and moving forward that Westlake Financial would be financing the loan.
Furthermore I saw multiple hard credit inquiries on my credit report that I figured had to do with the refinancing. I was expecting one - from Open Road Lending.
If your company could improve on these it would go a long way to making customers happier and more trusting of the process.
Thank you once again for the refinancing.
Lance Strait
Jul 08, 2021
Verified Buyer
This experience of refinancing through Open Road has been very frustrating, mostly because we cannot get the person who originally helped us or anyone else at Open Road to even reply back to us when we have questions. I feel like this entire process is a sham. It’s been weeks since we were told our old lender would be paid off, it still hasn’t happened and no one will respond to us on the status of the pay off
Response from OpenRoad Lending
Jul 09, 2021
Thanks for your comments Lance and I am sorry that our communication with you wasn't as good as it should have been. Our system keeps detailed notes on all communication we have with our customers so I will be sure to look at your deal and instruct our team on how we can do better next time. I did see that your previous lender was paid off on 6-25 and that we sent you that tracking number on 7-8. Hopefully the money you save on your new refinanced car loan will help make up for the inconvenience. Thanks again from the OpenRoad Auto Loan Savings Team
MICHAEL GENNARINO
Jul 08, 2021
Verified Buyer
Excellent service. Friendly staff. Great experience
DOMINIC ANDREW SANTOS
Jul 08, 2021
Verified Buyer
It was such a seamless process. It was quick and easy. But the reason why I gave three stars is because the communication was kind of lacking. I would text or email and it took them sometimes not just the next day but almost two days from the time I sent my correspondence. Other than that, they’ve got a great team that was able to get my payment lowered by almost 203$ in monthly savings! Now that’s a deal you cant beat!
Response from OpenRoad Lending
Jul 09, 2021
Thanks for your comments Dominic and I am glad that we were able to help you save money on your car loan! We are busy helping thousands of customers save money each and every month on their car payment so sometimes we are not able to respond as quickly as we would like to but are working hard to provide the best service possible. Thanks again for your business! The OpenRoad Lending Auto Loan Savings Team.
BRIGETTE BISHOP
Jul 08, 2021
Verified Buyer
Had an outstanding experience with refinancing, for I did not have any problems at all. You all made it very easy to forward to you all of the information needed to complete the procedure, could not have asked for better people to deal with than you all. YOU DESERVE a STANDING OVATION!!!! Thank you so much for everything and for my savings!!!!!!
SANDRA MUGG
Jul 01, 2021
Verified Buyer
Easy and fast. No headache refinance!
Melissa Chapman
Jun 29, 2021
Verified Buyer
Terrible experience! Advertise that refi will take two weeks or less and it took over a month. Document review was extremely slow and the reviewers didn’t seem to know much about the documents. Sent back my insurance second page and said my deductible was $1400 and had to be under $1000. The $1400 was clearly marked “premium”. The agent I dealt with was slow and not very pleasant or helpful. She left the 30 day loan approval expire even though she had our documents. This meant that my credit had to be pulled again which dinged my credit again. Would not recommend them to anyone. Stay away from them!
Response from OpenRoad Lending
Jun 30, 2021
Thanks for your comments Melissa and I am sorry you didn't have a good experience with us. Our system keeps detailed notes on all communication we have with our customers so I will be sure to look at your deal and communicate with our team so we can do better next time. Hopefully the money you save on your new refinanced car loan will help make up for the inconvenience. Thanks again from the OpenRoad Auto Loan Savings Team
MAYRA MOJICA
Jun 29, 2021
Verified Buyer
Service was fast and efficient. Very polite people and easy to contact.
Katina Haywood
Jun 29, 2021
Verified Buyer
No complaints, however could be a little faster.
DARRELL PEYTON
Jun 29, 2021
Verified Buyer
Great customer service and staff
Marcellus Caldwell
Jun 29, 2021
Verified Buyer
Everything went smooth and was easily explained. I always liked how I was promptly notified when I completed a step or when I had an error. Excellent customer service from you guys.
JAMES MAJORS
Jun 29, 2021
Verified Buyer
Outstanding Customer Service!!!
About OpenRoad Lending
Since 2009, OpenRoad Lending has helped hundreds of thousands of customers save over $100/month on average by refinancing their auto loan!*


OpenRoad will customize loan options to best fit you, regardless of your credit. Our Loan Care Agents are auto refi experts and will help you accomplish your refinance goals. Recognized by Inc. Magazine as the 37th fastest growing private company in America, OpenRoad is a multi-time Dallas/Fort Worth Best and Brightest Company as well as a Best Place to Work by the Dallas Business Journal.


With OpenRoad, you are in the driver’s seat!



  • Lower Rates and Amazing Savings
  • A+ accredited by the BBB and a trusted member of the American Financial Services Association
  • Quick loan decisions, flexible financing options and cutting edge technology for a great experience
  • There’s no obligation to apply, no hidden costs and no application fees
  • The highest level of customer satisfaction and award-winning customer service


*Terms and conditions apply. See our site for details.
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OpenRoad Lending is a Verified Merchant
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